Ripple CEO Brad Garlinghouse’s feedback have lengthy emphasised that the worth of XRP is rooted in its utility within the monetary world slightly than hypothesis or replacing traditional finance as a complete. One in all such feedback was made in an outdated interview which has resurfaced to catch the attention of some XRP buyers on the social media platform X. Years later, these feedback are being revisited as XRP continues to push for adoption in world markets and as buyers are counting right down to the SEC’s upcoming decision on Spot XRP ETF purposes.
Utility Over Hype: Revisiting Garlinghouse’s Message
A current video which was posted on the social media platform X by fashionable XRP commentator JackTheRippler ties again into an interview the place Garlinghouse famous how trillions in capital might pour into XRP within the coming years. In that dialog, Garlinghouse defined that hype alone can not maintain the worth of any cryptocurrency, insisting as a substitute that true development comes from fixing real-world issues and constructing a buyer base.
These comments were made in a 2017 interview on CNBC’s Squawk Alley, at a time when cryptocurrencies had been largely valued on hypothesis alone. Within the interview, Garlinghouse identified that XRP wasn’t simply created to commerce on exchanges however was meant to serve an actual objective, which is settling liquidity between banks. On the time, he famous that greater than $27 trillion was sitting idle in correspondent banking accounts worldwide to facilitate funds between themselves.
🚨RIPPLE CEO SAYS THAT #XRP SETTLES MONEY IN SECONDS!
TRILLIONS IN CAPITAL COULD POUR INTO XRPL. DRIVEN BY REAL TOKEN, BUILT TO TOKENIZE THE ENTIRE REAL ESTATE SECTOR! DYOR/NFA
💥 GET REAL TOKEN HERE: https://t.co/kYx7u3Ko4Z pic.twitter.com/seidvGLqdy
— JackTheRippler ©️ (@RippleXrpie) September 27, 2025
His imaginative and prescient was that XRP, with its means to settle transactions in seconds, might release that capital and make cross-border funds far more environment friendly. “We use this digital asset known as XRP to settle liquidity wants between banks,” he stated.
Though these phrases had been spoken years in the past, they nonetheless match into at present’s conversations about XRP. Its adoption potential in the worldwide monetary system continues to be the muse of why many buyers imagine XRP can stand aside from different cryptocurrencies.
Countdown To US SEC’s Spot XRP ETF Choice
The eye surrounding XRP these days is shifting to the regulatory entrance, with many buyers awaiting the end result of pending Spot XRP ETF applications. After Bitcoin and Ethereum gained approval for comparable merchandise, many see XRP as the next logical step given its place because the third-largest cryptocurrency.
The US SEC has launched new itemizing requirements designed to hurry up crypto ETF approvals, slicing the overview window to 75 days or much less. Grayscale’s submitting is due for a call on October 18, adopted by 21Shares on October 19, Bitwise on October 20, CoinShares and Canary Capital on October 23, and WisdomTree on October 24.
The eventual launch of a Spot XRP ETF might be the turning level that helps the cryptocurrency take its place alongside Bitcoin and Ethereum in conventional finance.
On the time of writing, XRP was buying and selling at $2.79.
Featured picture from Istockphoto, chart from TradingView
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